There are a number of rehabilitation centres in Kenya [Check list] that can absorb as much as the number of drug addicts from our society. However, not many families with patients can afford the charges slapped on the bill voucher at the end of every month he/she is attended to. This is due to the fact that 46% of the Kenyan population live below a dollar($) a day.
The cheapest rehabilitation centres such as Hema in Gesonso, Kisii charge from Ksh 30, 000/Month to the most expensive ones lying along Nairobi, Nakuru and Kiambu suburbs charging anything above 45, 000/month plus hidden charges.
This calls for medical Insurance covers such as National Insurance Hospital Fund (NHIF) and AON (a Gaelic word meaning one). Even though medical Insurance covers can chip in to relief the sponsor, its impact does very little to the brim of negligence. NHIF for example, covers medical bills of the patient to the limit which depends on your monthly contributions and/or whether you are a private contributor or a civil servant. In most cases, it covers only medical expenses which will be approximately 4% (Ksh. 6000/=) of your total medical bill as an inpatient. With private contributors, NHIF only covers up to Ksh. 30,000/= in a year.
Am not conversant with AON since they are new players in this society neither the health centres accredited to offer their services. Therefore, I would most likely concentrate on NHIF accredited health centres.
1. John Mututho Empowerment Centre (JOMEC)
2. BSR - BRAIN SPINE AND REHABILITATION HOSPITAL
3. Precision Counseling Institute
4. ELDORET HOSPITAL
5. NAIROBI WEST HOSPITAL
6. RETREAT REHAB CENTRE
ARE YOU A KENYAN STUDENT? THIS IS HOW THE GOVERNMENT IS PREPARED TO PAY FOR YOUR MEDICAL BILLS THROUGH N.H.I.F INSURANCE
INTRODUCTION TO EDUAFYA
If you are a Kenyan student and registered under NEMIS systems, you have every right to smile. This is because the Government of Kenya through The Ministry of Education (MOEST) and N.H.I.F insurance cover has prepared to pay for your medical bills and even funeral arrangements. Thanks to The Ministry of Education and NHIF contract signed on 13th April 2018 to offer a unique Comprehensive Medical Insurance Cover for Public Secondary School Students during the duration of Study.
Who is eligible to benefit from EDUAFYA cover?
How to Register
NATURE OF SERVICE - Out-patient
WHAT IS COVERED
This benefit caters for outpatient dental procedures, which include but not limited to:
An optional benefit that caters for expenses related to eye treatment, including the cost of:
NATURE OF SERVICE - In-patient
Inpatient shall be on a referral basis from the selected outpatient Health Care Provider. This cover includes medical and surgical conditions which require admission. It includes the following:
Emergency Road Rescue
Ambulance services for transportation and transfer of a sick member for treatment from a place of incident or facilities where adequate care is not available to the next available NHIF accredited hospital or medical facility within the territorial limits of Kenya.
Emergency Air Rescue
Emergency Air Rescue Services will be provided for transportation and transfer of an injured member to an NHIF accredited facility within the territorial limits of Kenya where adequate medical care is available.
Treatment costs arising from a condition that warrants treatment overseas because the treatment is not available in Kenya will be covered subject to preauthorization from NHIF.
Group personal accident cover and last expense
Group life, Group Personal Accident and Last Expense Insurance Cover
NHIF shall upon written notification of injury or death of a member while this cover is in force, pay to the member, next of kin or such other person or persons as the MOE may in writing direct, pay funeral expenses within two (2) days, pay Group Life benefit and/or Group Personal accident within five (5) days. The amounts payable are as specified in limits. The payment of the benefits shall be subject to provision of full documentations.
Group life/ Death Benefit
Group Personal Accident
Other Supportive Documents
N.H.I.F Contact Form